Archive for July, 2011

The application of auto insurance: basic principles and advice.

July 13, 2011  Written by Admin  

Automobile insuranceFirst, let us bear in mind some policies and protections that we need our car insurance. One of the most important would be the responsibility, which will cover all costs of damage and injuries to others caused by you in a car accident. Liability insurance is available in all states, and it is something you need in your auto insurance forever.

Also note that the liability insurance is a combination of two policies: the responsibility of personal injury and property damage liability. Read full article…

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Tags: Automobile Insurance

Cracked Windshields Can Now Lead to Auto Insurance Coverage Cancellations

July 02, 2011  Written by Admin  

Millions of people have auto insurance coverage but never think that they might be dropped from their insurer for something not related to their driving behavior.

A man named Charles Stanford was amazed to learn that he no longer had automobile insurance because his insurance company dropped him after he filed a claim. The insurance claim that he filed was in relation to a cracked windshield. The man filed two insurance claims in a four week span due to having cracked windshields on his vehicle.

Sometimes cracked windshields are not properly replaced and this can lead to the windshield cracking again or shattering altogether.

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Tags: Auto Insurance, Auto Insurance Coverage, Coverage, Insurance Coverage

Drunk Driving is Bad for Insurance

July 01, 2011  Written by Admin  

It’s safe to say that there isn’t any benefit at all to driving drunk. It puts you and everyone else on the streets at risk for life and limb, it can get you into deep legal trouble, and it jeopardizes your ability to afford car premiums. Even one drunk driving offense will cause your insurance rates to increase exponentially, and it will take years of exemplary driving to get them back down to where they used to be. Police do not take kindly to people who chose to drive drunk either, with good reason. If Read full article…

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Tags: car premiums

Simple Strategies for Affordable Auto Insurance

July 01, 2011  Written by Admin  

If your goal is to minimize your premiums, finding affordable car insurance quotes is half the battle. However, your opportunities to cut costs don’t end there. Even after you’ve selected a policy and a carrier, you can take additional simple steps to put affordable auto insurance within your reach. Make your policy inexpensive and manageable with the following strategies.

Focus on Your Personal Finances

So many of the steps you can take toward affordable auto insurance involve small adjustments to the way you manage, spend, and save your money. For example, a simple way to an affordable car insurance policy is to raise your deductibles, but you will do so at your peril unless you have enough money saved to pay that deductible if you have an accident.

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Tags: Insurance