Archive for January, 2012

Texas DWI Laws get Tougher

January 29, 2012  Written by Sara Ramirez  

If you’re convicted for Driving While Intoxicated (DWI) in Texas you face new, tougher laws and the penalties could be severe. A drunk driving conviction with a blood alcohol concentration (BAC) of .15 or more is considered a Class A misdemeanor offense punishable by up to 1 year in jail and a fine of up to $4,000 even for a first time offense.

In addition, another new law called the Abdallah Khader Act, which is named after a young boy who was left in a vegetative state after being involved in an accident with a drunk driver, punishes those who severely injure someone while intoxicated. T

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Tags: Tougher

How to Get the Most out of Car Insurance Brokers

January 27, 2012  Written by Tiffany Flores  

How to get the most out of car insurance brokers

Car insurance brokers are a wily bunch; you can be the safest driver in the world and you’ll still end up paying a fortune for your

But there are some simple rules to follow to ensure you secure the cheapest car insurance and your provider doesn’t have it all their own way. Cheap car insurance doesn’t just fall into your lap one day, but with a bit of work and some common sense, cheap premiums are only a few steps away.

Firstly, take a look at your current level of cover and evaluate it properly. Do you use everything within the policy, have your circumstances changed and is this really the best deal for you? These

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Tags: Brokers, Car Insurance, Car Insurance Brokers, Insurance Brokers

Cheap Auto Insurance California

January 24, 2012  Written by Sara Ramirez  

Recent researches suggest that low cost auto insurance coverage policies and low premium rated auto policies will be available to the California vehicle drivers this 2011. According to the most recent statistics, it has been studied that the average auto insurance quote for a single driver in California was $1145 in January, 2011 and this represents a drop of 12% from the same time in the year 2010. This figure also shows a whopping 32% drop from the average auto insurance rate during the month of January, 2009. This shows that the auto insurance rates in California are comparatively cheaper than those in the other parts of the country.

The most probable reason for the drop in auto insurance rates in California is the fall in the number of road accidents in this part of the state.

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Tags: Auto Insurance, California

Accelerated Death Benefit

January 22, 2012  Written by Jeffrey Nelson  

What is an accelerated death benefit? If you should become seriously ill you may accumulate some very large medical expenses. Some life insurance companies have made it possible to collect an accelerated death benefit during your lifetime if such a condition should arise. What these companies are doing is allowing the insured to collect part of their death benefits before they die.

These benefits are paid under certain conditions, like the onset of a medically incapacitating condition, the diagnosis of a terminal illness, the need for long-term care or confinement to a nursing home.

This idea is fairly new and approximately 200 life insurance companies offer this benefit, but, as with any new product there are many variations in design.

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Tags: Accelerated Death, Accelerated Death Benefit, Benefit, Death Benefit

Cheap SR22 Insurance in Tennessee

January 10, 2012  Written by Sara Ramirez  

TN SR22 Requirements It is illegal in the State of Tennessee to drive a vehicle if the driver has a blood alcohol concentration (BAC) of .08 or higher. There are stricter laws for drivers of commercial vehicles (.04) and a .02 for drivers under the age of 21. The Tennessee DUI law also prohibits driving under the influence of other intoxicants such as inhalants, marijuana, amphetamines and other intoxicants.

Tennessee has an implied consent law which means that you have given your consent to be tested to determine the alcohol or drug content of your blood if stopped by an officer and he suspects that you are under the influence.

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Tags: Tennessee

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