Car Accident Claims 101

February 10, 2011  Written by Admin  

Many people are involved in car accidents every single year. It can be a very horrifying experience to go through so it helps to be as prepared as possible to handle the accident properly.

People should be familiar with the type of car insurance that they have. Most people do not know what amount of monetary coverage they have if they are involved in a car accident. It is important to know this information because it impacts a person’s financial responsibilities when they are involved in an accident. Here are some tips on what to do when involved in a car accident.

The first tip is to notify the authorities as soon as a car accident takes place. I

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What is the right interpretation of the traffic sign RT214?

February 08, 2011  Written by Admin  

Question:

What is the right interpretation of the traffic sign RT214?

Answer:

Sign TR214 means that overtaking is prohibited for the next 500 metres.

It is a regulatory sign and therefore the rule must be obeyed. The yellow background indicates that this is a temporary situation, such as during road repairs or construction, where it is currently not safe to overtake.

The fact that it a temporary sign in no way suggests that it need not be obeyed.

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State-mandated mimimum auto liability limits are inadequate to protect assets

February 05, 2011  Written by Admin  

When I talk to people about auto insurance, liability limits keep coming up. Why should you carry more insurance than the law requires? How much is enough?

Bodily injury liability coverage pays for injury or death of the driver and/or passenger(s) of another car if you are at fault in an accident. Any medical bills, lost wages or accommodations, like wheel chair ramps and caregiver wages, are all part of a bodily injury claim. Any death claim is also paid by your bodily injury coverage.

Your car insurance company is required to make payments for a bodily injury liability claim on your behalf until the limits of your policy are exhausted–and then you are on your own.

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Car Insurance Premiums Going Up Due to Fraud

February 04, 2011  Written by Admin  

Car insurance is something that most motor vehicle operators have or should have. People pay their car insurance premiums every month and expect that people who also pay their monthly insurance premiums are not gaming the system. Now, AA Insurance has found that more fraudulent car insurance claims are being filed by motor vehicle operators. This has created a huge problem for policy holders and car insurance premiums.

Consumers are suffering due to the fraudulent insurance claims because their monthly car insurance premiums have been increasing. New statistics have found that car insurance claims have increase by over thirty percent. This has made many policy holders.

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Vehicles registered after 1 July 2011 will have to be marked with microdots

February 03, 2011  Written by Admin  

Newly proposed legislation is aimed at preventing vehicle loss from theft and hijacking. This legislation that would require newly registered vehicles to be marked with microdots might prove to be a deterrent to vehicle thieves in South Africa!

What are these proposed amendments?

Draft Amendment 19 is published in Government Gazette 33979 of 1 February 2011- It deals with SAP clearance documents and the marking of new vehicles after 1 July 2011 with microdots. The amendment is out for comment until 1 March 2011.

What is Data Dot Technology?

Data Dot technology is a passive anti-theft security system which is supported by insurers and is applied as spray film invisible to the eye over the entire vehicle.

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