Cheapest Insurance: Five Tips For You and Your Partner

January 07, 2012  Written by Tiffany Flores  

Cheapest insurance: Five tips for you and your partner

Once you get married there are a lot of things you need to start thinking about joint accounts, perhaps buying a new house, children the list is endless, but one aspect people often overlook is car insurance.

If you want the cheapest car insurance for you and your partner then your recent nuptials may actually work in your favour. Here are five great tips for married couples that are looking to save some money on their car insurance.

Two heads are better than one

You’re already combining everything else, so why not go the whole hog and get together for your car insurance? A

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The Best Types Of Car Insurance

December 29, 2011  Written by Sara Ramirez  

It has never been easier to shop for car insurance. A cursory internet search will yield a ton of different plans that each offer different terms. All these options makes it crucial that you fully understand your insurance needs and what you can afford. Thats the only way to find the best coverage for your needs. When you shop for car insurance on the internet you can easily compare plans to find a policy that fits your lifestyle. Get your ducks in a row before you start though.

Different plans provide different levels of coverage. It only makes sense to buy as much car insurance as you can afford but you dont want to pay for coverage youll never use either.

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What To Know About State Auto Insurance Requirements When Buying Family Coverage

December 28, 2011  Written by Jeffrey Nelson  

When buying a family car insurance plan, it’s important to make sure to buy an appropriate amount of coverage. Many families want to save money and keep their coverage limits fairly low, sometimes using state auto insurance requirements as guidelines. This certainly limits the cost of a family car insurance policy, especially if the policy has higher-than-average deductibles.

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No Exam Insurance Explained – You Can Actually Buy Your Policy Online

December 15, 2011  Written by Jeffrey Nelson  

No exam insurance can be pretty easy to get in today’s world. It used to be that most life insurance policies, especially after age 40, were obtained after a rigorous medical examination. If the policy was large enough you would need more than one examination which may include blood or urine tests. People are taking better care of themselves and as a result life insurance companies issue policies after you answer a few questions truthfully about your family history and your medical history. They issue a no exam insurance policy, sometimes right there online.

These no exam life insurance policies are really designed for the person who is very aware of their need for life insurance but really doesn’t have the time to get a medical examination done.

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Dec 1, Rear Ended in Michigan and carry liability only – out of luck?

December 05, 2011  Written by Tiffany Flores  

My son’s car carries only liability insurance. He was rear ended and absolutely without fault.

Because Michigan is no fault, does this mean that even though the other driver will be ticketed and declared at fault, his insurance will not be required to pay for the damage?

Should we push the issue or are we simply out of luck?

Thanks… Angela

Answer:

Hello Angela,

My understanding is that you would be out of luck here. Usually they will only pay you for your deductible. HOWEVER, do check with a local attorney, I think there is an exception for “property damage” only claims, but I am not sure.

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