Keeping Your Car Insurance Premium Low

March 02, 2011  Written by Admin  

In the present economy where the stock market is never stable and fear of another housing bubble is always on our minds, wouldn’t you want to save for another rainy day? Keeping your car insurance premiums low will be able to save you a few hundred a year.

There are some things that you can do to lower your car insurance premium, but there are some things that are out of your control. For example:

* Middle aged folks enjoy lower car insurance. This is because they are expected to be more matured drivers. Teenagers can’t suddenly decide to grow older nor can the senior citizens decide to turn younger.
* Married people are deemed more stable than singles. Stu Read full article…

Oakland Car Insurance

March 02, 2011  Written by Admin  

Oakland is one of California’s ten largest cities and one of California’s largest port cities. Oakland is located in the East Bay area that includes Berkley and Oakmore. It is famous for its MLB, NFL and NBA sports teams. It is also famous for its music industry, its thriving port, its annual street fairs and for its vibrant Chinatown. These things make Oakland a great place to live. Oakland also has a diversified economy. This economy includes a thriving shipping industry, many state government jobs, the United States Post Office and several local manufacturers. These employers have helped to create a stable economy that provides many jobs and the potential for career growth.

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Idahoans Are Finding Cheap Car Insurance

March 01, 2011  Written by Admin  

Idaho is the place for finding cheap car insurance, according to InsWeb’s latest report detailing median car insurance rates by state.  The report looks at car insurance rates for the 50 United States as well as the District of Columbia.  Some of the largest car insurance companies and InsWeb customers were tracked to find these rate results for 6-month car insurance policies.

This is the second year in a row that Idaho had the lowest insurance rates in the survey.  On average, Idahoans pay $436 for six months of car insurance.  The nine other states in the top ten with cheap car insurance premiums are Maine, Vermont, North Dakota, North Carolina, Minnesota, Virginia, Utah, Ohio, and Wisconsin.  Each of these states had six-month premium costs below $550.

Louisiana drivers pay the highest  premiums in the country when you compare car insurance, with the average driver spending $1,111 every six months.  This is also the second year in a row for Louisiana being ranked in the bottom spot.  Rounding out the top ten states with the highest car insurance premiums are Maryland, Rhode Island, Nevada, Arizona, Washington D.C., New York, Connecticut, California, and Georgia.  It is interesting how the cheapest and most expensive states don’t seem to have much in common.  Each list contains states all across the U.S. with differen

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Big Brother vehicle telematics can deliver cheaper car insurance premiums

March 01, 2011  Written by Admin  

The car insurance industry is highly competitive and it is a constant battle to deliver affordable insurance products whilst also focusing on risk. More and more insurers are looking at vehicle and insurance telematics as a way to better evaluate risks – and are rewarding those drivers who drive safely in an effort to avoid incurring claims risks.

We have discussed on the car insurance blog the terms Pay As You Drive, Usage based insurance etc. W

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Advertising Icons & State Farm Car Insurance Quotes

February 24, 2011  Written by Admin  

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In The Patriot-News article “Car insurance: How can I tell where to get the cheapest rates?,” Liam Migdail-Smith discusses some of the most popular car insurance spokespersons and what deals their companies actually offer.  Geico uses characters like their Gecko and Caveman to advertise themselves as having low rates and saving you lots of money.  Whether or not you’ll save money and pay less for your premium really depends on a number of factors, so shopping around is still crucial.

Companies like Esurance advertise the benefit of shopping online to get your insurance quotes.  You can also shop with an agent if you prefer, but many people like to get their quotes and even purchase insurance online now.  While many large car insurance companies offer the ability to shop online and get rate quotes, with some companies you still have to speak with an agent before making your purchase.  Choosing the price you are willing to pay is a new campaign advertised by Progressive Insurance Company’s well-known spokeswoman Flo.  You are able to name your own price, and then pick the coverage options you can afford within that price.  While this new way of pricing may appeal to some consumers, it won’t necessarily save you money.

While it is obvious that you will pay more money for more coverage, Allstate spokesmen Dennis Haysbert and “Mayhem” remind you that getting quality coverage should be more important than getting the cheapest coverage.  State Farm advertises it’s “good neighbor” mentality by showing insurance agents at your side whenever you need them.  They say that getting State Farm car insurance quotes will pair you up with top notch customer service, something they believe is most important.  Other perks exist like Nationwide’s vanishing deductible, but keep in mind that they usually require loyalty to the insurer over a period of time.