Car Insurance Zone

Motor insurance policyholders may be interested to discover that listening to sports matches on the radio is as risky as driving under the influence of alcohol, according to new research.

Scientists at Transport Research Laboratory (TRL) have found that car insurance policyholders’ reactions can be up to 20 per cent slower when listening to sport on the radio, adding a six-metre stopping distance increase to cars travelling at 70mph.

The researchers pointed out that this actually represents a stopping time that is ten per cent longer than that of a car driven by someone with a blood alcohol level at the UK legal limit.

Dr Nick Reed, from the TRL, said: “At particularly tense times, such as penalty shootout, it may be safer to find a safe place to park and enjoy the action without risking an accident.”

Earlier this week, research conducted by council officers in Hertfordshire revealed that a large number of car insurance policyholders were distracting themselves from the road by eating, drinking and reading while driving.

These very high priced cars have an additionally high insurance premium quotes. When buying a new car, you may want to avoid them or be prepared to spend.

1) Cadillac Escalade EXT 4×4: This huge SUV can cause major damage to anything it hits. If you were to be hit by one, your chances of being totaled out (with the losses that often come with it financially) are a lot higher. As the owner of one, your insurance premiums may be close to your loan payments depending on your driving record. While celebrities galore have tons of money to do this with, many of us simply can’t afford to keep up with the richer Jones’.

2) Subaru Impreza WRD 4×4: These highly powered sports cars give many the experience of fast times, which can end in a wreck (and does sometimes). With

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Before driving in New York be sure your car insurance provider participates in New York’s no-fault program. When it comes to car insurance, New York is a no-fault auto insurance policy state. This means that New York State no-fault car insurance rules apply to all in-state drivers but may not apply to all out-of-state drivers who get in an accident in New York. There are a few things you might need to know about New York’s no-fault auto insurance policies before purchasing your insurance in or out-of-state.

No-Fault Coverage

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A new survey has revealed that many younger car insurance policyholders regularly drive above the speed limit, particularly when they have friends in the vehicle with them.

More than half of respondents claimed to have been a passenger of a young driver travelling at more than 40mph in a 30-zone, or faster than 70mph on a country road, according to safety group Brake.

One in five of the 2,800 participants, all aged 14-25, admitted to racing on a public road, as a driver or passenger, while one in ten confessed to overtaking other vehicles at speed.

Ellen Booth, Brake campaigns officer, said: “Many young people get a thrill from driving fast with their friends in the car, but because of the way young people’s brains develop, they often don’t yet have the ability to control their thrill-seeking tendencies.”

Earlier this week, a separate survey, conducted by insurance firm esure, found that a quarter of Britain’s male drivers do not wear a seatbelt while driving.

New figures have revealed a significant drop in the number of people killed on Britain’s roads, which may interest motor insurance policyholders.

Statistic released this week by the Department for Transport suggest a 12 per cent fall in the number of road fatalities last year, bringing the total number of deaths down to 2,222 from 2,538 in 2008.

The data also revealed that the 24,684 motorists were seriously injured in accidents in 2009, representing a five per cent reduction from the year before.

Kevin Clinton, head of safety at the Royal Society for the Prevention of Accidents, said: “Overall, the figures are good news.

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