Car Insurance Zone

Buying auto insurance need not throw you into fits of confusion. By understanding what your needs are and what coverages are available to you, you will be able to choose the right policy.

Liability Cover. Liability coverage pays others for damages resulting from a car accident that you cause. It also pays for a lawyer to defend you if you are sued for damages.

Comprehensive Coverage – Comprehensive cover requires your auto insurance company to pay for damage to your car caused by something other than an auto accident such as fire, theft or vandalism. This sort of coverage is subject to a deductible. If you decide upon a $100 deductible, then you pay the first $100 and the company pays the rest up to the policy limit. Read full article…

If you fall into the category of a high risk driver, then you definitely know how hard it can be to buy Tags: High Risk Car Insurance

There has been much discussion on the death toll on South African roads during the past December. The Department of Transport has indicated that there has been a reduction in road deaths since December 2008 – and this has raised alarm bells with other road safety observers.

The Arrive Alive website has received an email questioning the data provided and would like to share this with our vehicle owners:

“CONTRADICTORY FIGURES HIDE ROAD DEATH RISE”

December 2009 death toll up by 16 per cent

Rob Handfield-Jones, MD of driving skills company, driving.co.za, says that the Department of Transport’s claim that the December 2009 road death toll was lower than that of December 2008 is invalid and based on contradictory figures.

“The DoT is currently claiming the death toll for December 2008 to be 1348; it was actually 908,” he said. “The Depart

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That’s kind of a tawdry title for this post, but it’s really what we’re asking. Do you think your current car insurance company sucks? Or are you satisfied with how they’ve treated you as a customer?

If you have ever searched for insurance company reviews online, you know opinions cover the entire spectrum from raving satisfaction to intense loathing. Consumers are more inclined to go online to write negative reviews as a way of getting “revenge” or “pay back” for a denied claim or other situation. They aren’t so quick, however, to post positive feedback when something goes their way. This is why it’s

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Pay As You Drive insurance rates are based on the number of miles you drive. Simply put, the less you drive, the less you pay for auto insurance. Pay As You Drive ties the vehicle owner?s insurance premiums to how much the driver uses the vehicle. The premiums can be specifically tailored to meet a driver?s needs.

Pay As You Drive insurance premiums can be in determined in several ways: within a specific range of miles, by number of miles actually driven in a given time period, or by the number of hours driven in a given time period. Premiums for Pay As You Drive insurance can also be based on just the mileage without a fixed time period.

Since mileage determines the cost of the premiums for Pay As You Drive insurance, this requires that a vehicle?s mileage be monitored. Read full article…