No-Fault Auto Insurance

July 13, 2010  Written by Sara Ramirez  

With no-fault automobile insurance policies, the policyholders get paid for their losses from the insurance company regardless of whose fault the accident was. The reality of it is of course that close adherence will be taken to the state law requirements that maintain jurisdiction over the insurance (and require no-fault). The stricter ones may also restrict your ability to sue. Though even then you may have the ability should there be serious circumstances that aren’t addressed within the system. The laws include verbal agreements (thresholds) and monetary limits which often fail to holdup due to those abusing the no-fault system.

Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Massachusetts, Minnesota, North Dakota, and Utah currently use No-Fault auto insurance in their insurance requirements for motorists. F

Read full article…

Cheapest Model Cars to Insure

July 08, 2010  Written by Tiffany Flores  

What are the least expensive cars to insure? When purchasing a new car, many neglect to consider the impact insurance rates will have on their budgets. At times, an individual may be able to afford the monthly payments on their car; however, they struggle to pay the increased insurance rates that are a part of having a financed vehicle. Luckily there are a number of new cars that are relatively inexpensive to insure, allowing prospective car buyers to take the plunge and make their purchase.

Mazda Tribute I

  • As of 2010, the Mazda Tribute is the least expensive car model to insure. The Tribute is considered a small size SUV and comes with two-wheel drive and a wide variety of available upgrade options.
  • Read full article…

    Teen Drivers: Laws in all states

    July 08, 2010  Written by Sara Ramirez  

    The official 2010 update for the new driving rules, and regulations involving teen laws in all states, as been posted. This law is called, “Graduating Licensing Law”, which primarily focuses on teen safety. These laws have been set up to implement safety boundaries for the young and inexperienced, teen driver. Studies have shown that teen drivers have the most accidents, which usually leads to serious injuries or worse, fatality. These laws will ensure that the teen drivers are educated and prepared for the open road. Although, this program has not (yet) been implemented in all 50 states, efforts to overturn that decision, is in the making.

    License restrictions are one way that state agencies and insurance companies are maintaining a handle on the situation. The

    Read full article…

    Wrexham car insurance customers targeted in crackdown

    July 08, 2010  Written by Jeffrey Nelson  

    Motor insurance policyholders in Wrexham have been warned by the police to follow road rules carefully or expect to be pulled over, as officers stage a high-profile crackdown on dangerous drivers.

    According to local newspaper The Leader, a number of complaints had been made by homeowners and businesses in the area that car insurance customers were regularly flouting access restrictions in the Yorke Street area.

    Community beat manager John Clarke told the newspaper: “We are going to be taking action on this issue with fixed penalty notices for people who break the regulations.”

    Last month the news provider reported that drivers were causing serious concerns for people around Charles Street and Yorke Street, by ignoring traffic regulations.

    In November, police officers conducted an operation in the area to enforce restrictions on Duke Street, near the bus station, which motorists were using as a shortcut despite signs stating that it was for use by buses only.

    Car insurance: Sport radio ‘as risky as drink driving’

    July 04, 2010  Written by Jeffrey Nelson  

    Motor insurance policyholders may be interested to discover that listening to sports matches on the radio is as risky as driving under the influence of alcohol, according to new research.

    Scientists at Transport Research Laboratory (TRL) have found that car insurance policyholders’ reactions can be up to 20 per cent slower when listening to sport on the radio, adding a six-metre stopping distance increase to cars travelling at 70mph.

    The researchers pointed out that this actually represents a stopping time that is ten per cent longer than that of a car driven by someone with a blood alcohol level at the UK legal limit.

    Dr Nick Reed, from the TRL, said: “At particularly tense times, such as penalty shootout, it may be safer to find a safe place to park and enjoy the action without risking an accident.”

    Earlier this week, research conducted by council officers in Hertfordshire revealed that a large number of car insurance policyholders were distracting themselves from the road by eating, drinking and reading while driving.