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New York State No Fault Car Insurance Rules

2 July, 2010

Before driving in New York be sure your car insurance provider participates in New York’s no-fault program. When it comes to car insurance, New York is a no-fault auto insurance policy state. This means that New York State no-fault car insurance rules apply to all in-state drivers but may not apply to all out-of-state drivers who get in an accident in New York. There are a few things you might need to know about New York’s no-fault auto insurance policies before purchasing your insurance in or out-of-state.

No-Fault Coverage

  • Most commonly known as 25/50/10 coverage, New York State’s insurance law mandates all motorists to carry a minimum amount of property liability insurance, $10,000; $25,000 for bodily injury to one person, $50,000 for bodily injury to all people, and property damage.
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    Young motor insurance policyholders admit to speeding

    30 June, 2010

    A new survey has revealed that many younger car insurance policyholders regularly drive above the speed limit, particularly when they have friends in the vehicle with them.

    More than half of respondents claimed to have been a passenger of a young driver travelling at more than 40mph in a 30-zone, or faster than 70mph on a country road, according to safety group Brake.

    One in five of the 2,800 participants, all aged 14-25, admitted to racing on a public road, as a driver or passenger, while one in ten confessed to overtaking other vehicles at speed.

    Ellen Booth, Brake campaigns officer, said: “Many young people get a thrill from driving fast with their friends in the car, but because of the way young people’s brains develop, they often don’t yet have the ability to control their thrill-seeking tendencies.”

    Earlier this week, a separate survey, conducted by insurance firm esure, found that a quarter of Britain’s male drivers do not wear a seatbelt while driving.

    Car insurance: Number of people killed on the road ‘is falling’

    26 June, 2010

    New figures have revealed a significant drop in the number of people killed on Britain’s roads, which may interest motor insurance policyholders.

    Statistic released this week by the Department for Transport suggest a 12 per cent fall in the number of road fatalities last year, bringing the total number of deaths down to 2,222 from 2,538 in 2008.

    The data also revealed that the 24,684 motorists were seriously injured in accidents in 2009, representing a five per cent reduction from the year before.

    Kevin Clinton, head of safety at the Royal Society for the Prevention of Accidents, said: “Overall, the figures are good news.

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    Tired to compare auto insurance quotes for low auto insurance rates? Help grab offenders.

    22 June, 2010

    News : Auto insurance Car-theft ring and chop shop – Ohio. Better than to review car insurance – and interesting!

    A Cleveland man frustrated over the theft of his Honda Civic decided to track it down himself, and police say his search led to the bust of a car-theft ring and chop shop.
    Twenty-year-old Christopher Bravo said he saw his car in a garage near one of the city’s police stations. Police showed up, and authorities said they found an abandoned home nearby that was full of car parts, arrested nine people and towed away six stolen Civics.
    The bust was made by a department that has one officer assigned to the auto theft unit in a city where more than 4,000 cars were stolen last year. That’

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    Have you reviewed car insurance coverage if you drive a Toyota and had accident?

    22 June, 2010

    Jason Potash : Have you had an auto accident with a Toyota? Review car insurance since Toyota Uninteneded Acceleration auto insurance cases eligible for auto forgivness.

    Review car insurance if you drive a Toyota and had an accident

    Toyota Unintended Acceleration Linked to 89 Deaths
    The government says unintended acceleration in Toyota vehicles may have been involved in the deaths of 89 people over the past decade.

    The National Highway Traffic Safety Administration said that from 2000 to mid-May, it had received more than 6,200 complaints involving sudden acceleration in Toyota vehicles.

    The reports involve 89 deaths and 57 injuries over the same period.

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